Browsing Credit Cards » Rewards Credit Cards
Related Categories: Credit Cards, 0% Balance Transfer Credit Cards, 0% Purchase Credit Cards, Balance Tranfer Credit Cards, Business Credit Cards, Frequent Flyer Credit Cards, Gold Credit Cards, Platinum Credit Cards, Low Interest Credit Cards, No Annual Fee Credit Cards
For Australians who want to get the most out of their credit cards, getting ample rewards for their usage is certainly an attractive offer. There are different types of credit cards available in terms of the bonuses that they provide from low interest rates to providing discounts from certain companies or particular services. Over the years, many credit card companies have developed advertising strategies based on providing incentives for getting people to try their product.
One of the most popular types is the reward credit cards that provide consumers what many of the things that they want simply by using the card on a regular basis.
Put simply, each time you use a rewards credit card you are putting points that can be applied towards certain goals. While many people are familiar with the type of rewards that includes miles for flights to different destinations, there are other types of rewards that a person can work towards depending on the credit card company that they choose.
In all respects, rewards credit cards work like standard versions in terms of making payments, withdrawing funds and the like. The only obvious difference is that they reward the user with points towards something that they want to achieve such as flight miles which may mean free or heavily discounted airfare tickets.
The clear advantage is that you are being rewarded with products or services at a discounted rate by using the rewards card. This means that just doing what you normally do on a day to day basis will rack up the points needed to get what you want for free or for a substantial discount. Naturally, it will depend on what you want to achieve, but in the case of airfare miles many people enjoy free flights every year or other year because of the reward points they have racked up over that period of time.
The big disadvantage will depend on the credit card company that you choose. Rewards cards tend to have higher interest rates and higher fees than standard credit cards. So this means that you will need to calculate the rewards points gained minus the fees and interest rates to see if you are coming out ahead. Plus, the people that benefit most from rewards credit cards are those who use them on a virtually daily basis.
So, if you are the type that only uses credit cards occasionally, then you should skip the rewards credit cards as you are far better off saving for the trip rather than trying to earn it through reward points. However, if you use your credit card on a virtually daily basis, then this type of rewards system may be right for you if you choose the company that provides the lowest interest rates and fees compared to the rewards that you receive.
For Australians who use their credit cards daily, having rewards may be the right benefit you need to save up for that big trip or vacation.
580 George Street
Level 32,
Sydney, New South Wales 2000
Australia
HSBC Bank Australia Limited, previously known as Hong Kong Bank of Australia Limited, got its license in 1986. But, it has been established way before
201 Sussex Street
Darling Park Tower 3 Level 13
Sydney, New South Wales 2000
Australia
Rabobank Australia is Australia’s largest rural lenders and plays an important role in corporate financial services to the food and agribusiness
2 Chifley Square
Sydney, New South Wales 2000
Australia
Agricultural Bank of China Sydney Branch got its license to carry out banking business from the Australian Prudential Regulation Authority on 25th
455 George Street
Queen Victoria Building
Sydney, New South Wales 2000
Australia
Citibank is the largest issuer of credit cards in the world, but offers a number of other services to their customers, including saving accounts, term
Level 32, 580 George Street
Sydney, New South Wales 2000
Australia
The Hongkong and Shanghai Banking Corporation Limited is a Hong Kong based Company established in 1865. It is the founding member of the HSBC Group.
39 Montague Street
North Wollongong, New South Wales 2500
Australia
Easy Plan Financial Services is a Wollongong based financial consulting company with years of experience in the local finance market.
217 Clarence Street
Level 7
Sydney, New South Wales 2000
Australia
Collie Miners Credit Union Ltd is a member owned cooperative and financial mutual which is 100 percent committed to its members -maritime, mining and
38-40 Young Street
Wollongong, New South Wales 2500
Australia
Based in Wollongong, Australia, Community Alliance Credit Union Limited was incorporated in 1972.In 2003; Community Alliance Credit Union was formed
Shop P003, Podium Level
Bankstown, New South Wales 2200
Australia
Community First Credit Union is the largest community based Credit Union established in 1959 in Auburn, Australia and provides sound and well managed
Cnr Rusden & Dangar Streets
Armidale, New South Wales 2350
Australia
Founded in 1970 and based in Armidale, Australia, The Community Mutual Group is a public company formerly named as New England Credit Union Ltd.
57 Honeyeater Crescent
Moggill, QLD, Queensland 4070
Australia
Local Accountants that look after clients with affordable,
Suite 12.01, Level 12
222 Pitt Street
Sydney, New South Wales 2000
Australia
Leading Accountants & Business Advisers in Sydney, Australia
1 Hobsons Gate
Suite 10, Level 1
Currambine, Western Australia 6028
Australia
Amani Finance is one of the leading mortgage brokers in
406 Queens Parade
Clifton Hill, Victoria 3068
Australia
Nixon Finance Pty Ltd is the best option if you’re looking
25 Ferguson Street
Unit 6 Level 1
Albany Creek, Queensland 4035
Australia
North Brisbane Home Loans is an award winning mortgage
88 Phillip Street
Sydney, New South Wales 2000
Australia
Established in Australia in 1988, the Royal Bank of Scotland
(5672 Finance Enquiries since 22-02-2016 10:39AM)
Shop 44 Sunshine Plaza
324-328 Hampshire Road
Sunshine, Victoria 3020
Australia
Let us take the hassle out of your new home purchase,
(626 Finance Enquiries since 26-07-2017 04:38PM)
345 George St
Sydney, New South Wales 2000
Australia
Standard Chartered Bank is a British multinational banking
(3571 Finance Enquiries since 10-04-2016 11:54AM)
117 Camberwell Road
Hawthorn East, Victoria 3123
Australia
Victoria Teachers Mutual Bank offer wide range of banking
(1923 Finance Enquiries since 02-06-2015 01:23PM)
231 North Quay
Level 1
Brisbane, Queensland 4000
Australia
Queensland Police Credit Union Limited - Offers loans,
(1801 Finance Enquiries since 03-11-2016 06:59AM)
Preparing for retirement is a challenging thing for most people. It’s so easy to get caught up in the present that you forget about your financial well-being in the future. The unfortunate thing is that most people do not spend enough time planning for retirement.
The forex market is the most active and liquid exchange platform in the world. Similar to the ASX, the forex market allows investors to trade security instruments; specifically, forex traders deal in fiat currency. this paper discusses profiting from currency exchange fluctuations in the Forex
Looking to cut inefficiencies in your business? Of course you are, or at least you should be. Cloud computing allows you to run your small business more efficiently while saving you time and money, read on to see how Cloud Computing can help your business boost it's output.
