Personal Loans

Browsing Personal Loans

Related Categories: Fixed Rate Personal Loans, Variable Rate Personal Loans, Secured Personal Loans, Unsecured Personal Loans, Student Loans, Finance Brokers

Personal Loans

Looking for a personal loan and not sure which one is the right loan for you? The Australian Finance Directory features hundreds of lenders from large banks to smaller boutique lenders who are able to tailor a loan package to suit your financing needs.

Our directory allows you to quickly filter searches to find the right loan products from our listed lenders, saving you time and confusion. Our informative guides will explain to you in simple terms what the different loans are, highlighting their advantages and disadvantages. This allows you to make an informative choice of the right finance product for your needs.

Always check the product disclosure statements (PDS) available from the lenders websites before you make any financial commitments with that particular lender.

Fixed Rate Personal Loans  (48)

The biggest disadvantage of a fixed personal loan is that if interest rates should drop you will wind up paying more than a variable personal loan. In fact, studies have shown that more people who take out variable personal loans will wind up paying less than those who received a fixed personal loan.

Variable Rate Personal Loans  (67)

Essentially, this is a loan where the interest rates that are charged on the outstanding balance will change or vary as the interest rates on the market change. This means that your payments will change or vary as long as your monthly premiums combine the principle and the interest.

Secured Personal Loans  (59)

Arguably the greatest advantage of secured personal loans is that the personal credit history is not a factor when it comes to obtaining them. So, no matter your personal credit history which may include bankruptcy, you can still get a secured personal loan as long as you possess items that are free and clear and have intrinsic value which can be sold.

Unsecured Personal Loans  (77)

Unsecured personal loans are based on the credit rating and personal lending history of the borrower. A person with good credit can obtain a loan without having to put up any collateral in order to pay off certain expenses in a reasonable amount of time.

Student Loans  (15)

Student Loans are loans offered by banks and recognized lenders that will pay for certain college related expenses. Student loans offer substantial financial support that will pay for the tuition, books, room and board depending on how much is borrowed.

Search within these results:

Results

Select Encompass Credit Union Ltd

59 Buckingham Street
Surry Hills, New South Wales 2010
Australia

Select Encompass Credit Union is a community based banking organization whose main products include Loans, Saving Accounts, Credit Card, Financial

Family First Credit Union Limited

1 Ordnance Ave
Lithgow, New South Wales 2790
Australia

Family First Credit Union Limited provides Loans,Insurance ,Saving Accounts and Debit cards with branches in New South Wales.

Fire Brigades Employees' Credit Union Limited

1 Oxford Street
Level 9
Darlinghurst, New South Wales 2010
Australia

Fire Brigades Employees' Credit Union Limited offers a wide range of products and services which includes Loans, Insurance, Saving Accounts and

Goldfields Money Limited

118 Royal Street
Suite 30
East Perth, Western Australia 6004
Australia

Goldfields Money Limited is a financial institution which provides loans, insurances and saving accounts.

Goulburn Murray Credit Union Co-operative Limited

91-95 Fryers Street
Shepparton, Victoria 3630
Australia

Goulburn Murray Credit Union Cooperative Limited - offers loans, insurances, financial planning and saving accounts to its members.

MacArthur Credit Union Ltd

52 Argyle Street
Camden, New South Wales 2570
Australia

MacArthur Credit Union Ltd - Offers loans, insurances, saving accounts and financial planning.

Nova Credit Union Limited

3/71 King Street
Newcastle, New South Wales 2300
Australia

Nova Credit Union Limited - Offers loans, insurances, saving accounts, credit card and financial planning.

Queensland Country Credit Union Limited

333 Ross River Road
Aitkenvale, Queensland 4814
Australia

Queensland Country Credit Union Limited - Offers loans, insurances, saving accounts and financial planning.

Warwick Credit Union Ltd

101 Palmerin Street
Warwick, Queensland 4370
Australia

Warwick Credit Union Ltd - Offers loans, insurances, savings accounts and financial planning.

Aussie

3/71-73 Wharf Street
Tweed Heads, New South Wales 2485
Australia

Aussie offers home loans, personal loans, business loans, credit card and insurance.

Featured Listings

  • Credit Union Australia Ltd

    83 York St
    Sydney, New South Wales 2000
    Australia

    Credit Union Australia Ltd or CUA is a Public Company,

  • Clever Fitness Finance

    B6, 66 Kennedy Drive
    Cambridge, Tasmania 7170
    Australia

    Clever Fitness offers fitness equipment finance Australia

  • Macquarie Bank

    50 Martin Place
    Sydney, New South Wales 2000
    Australia

    Macquarie Bank Limited is the largest investment bank in

  • ME Bank

    Level 28, 360 Elizabeth Street
    Melbourne, Victoria 3000
    Australia

    Members Equity Bank Limited, also known as ME Bank is a

  • MyState Bank

    144 Collins Street
    Hobart, Tasmania 7000
    Australia

    MyState Bank Limited is an Australian financial institution