New South Wales Personal Loans

Browsing New South Wales » Personal Loans

Related Categories: Fixed Rate Personal Loans, Variable Rate Personal Loans, Secured Personal Loans, Unsecured Personal Loans, Student Loans, Finance Brokers

Personal Loans

Looking for a personal loan and not sure which one is the right loan for you? The Australian Finance Directory features hundreds of lenders from large banks to smaller boutique lenders who are able to tailor a loan package to suit your financing needs.

Our directory allows you to quickly filter searches to find the right loan products from our listed lenders, saving you time and confusion. Our informative guides will explain to you in simple terms what the different loans are, highlighting their advantages and disadvantages. This allows you to make an informative choice of the right finance product for your needs.

Always check the product disclosure statements (PDS) available from the lenders websites before you make any financial commitments with that particular lender.

Fixed Rate Personal Loans

The biggest disadvantage of a fixed personal loan is that if interest rates should drop you will wind up paying more than a variable personal loan. In fact, studies have shown that more people who take out variable personal loans will wind up paying less than those who received a fixed personal loan.

Variable Rate Personal Loans

Essentially, this is a loan where the interest rates that are charged on the outstanding balance will change or vary as the interest rates on the market change. This means that your payments will change or vary as long as your monthly premiums combine the principle and the interest.

Secured Personal Loans

Arguably the greatest advantage of secured personal loans is that the personal credit history is not a factor when it comes to obtaining them. So, no matter your personal credit history which may include bankruptcy, you can still get a secured personal loan as long as you possess items that are free and clear and have intrinsic value which can be sold.

Unsecured Personal Loans

Unsecured personal loans are based on the credit rating and personal lending history of the borrower. A person with good credit can obtain a loan without having to put up any collateral in order to pay off certain expenses in a reasonable amount of time.

Student Loans

Student Loans are loans offered by banks and recognized lenders that will pay for certain college related expenses. Student loans offer substantial financial support that will pay for the tuition, books, room and board depending on how much is borrowed.

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Community Alliance Credit Union

38-40 Young Street
Wollongong, New South Wales 2500
Australia

Based in Wollongong, Australia, Community Alliance Credit Union Limited was incorporated in 1972.In 2003; Community Alliance Credit Union was formed

Community First Credit Union Limited

Shop P003, Podium Level
Bankstown, New South Wales 2200
Australia

Community First Credit Union is the largest community based Credit Union established in 1959 in Auburn, Australia and provides sound and well managed

Community Mutual Ltd

Cnr Rusden & Dangar Streets
Armidale, New South Wales 2350
Australia

Founded in 1970 and based in Armidale, Australia, The Community Mutual Group is a public company formerly named as New England Credit Union Ltd.

Credit Union Australia Ltd

83 York St
Sydney, New South Wales 2000
Australia

Credit Union Australia Ltd or CUA is a Public Company, ranked 589 in the top 2000 companies in Australia.

Gateway Credit Union Ltd

2 Market Street
Level 16
Sydney, New South Wales 2000
Australia

Gateway Credit Union Ltd - offers loans,insurances and saving and term deposits accounts to its members.

Holiday Coast Credit Union Ltd

1 Commerce Street
Wauchope, New South Wales 2446
Australia

Holiday Coast Credit Union Ltd offers loans, insurance, saving accounts, credit card and financial planning.

Horizon Credit Union Ltd (Horizon Bank)

27 Stewart Street
Wollongong, New South Wales 2500
Australia

Horizon Credit Union Ltd offers loans, insurances, saving accounts, financial planning and credit card.

Laboratories Credit Union Limited

3 Julius Avenue
Shop 1 "The Village"
North Ryde, New South Wales 2113
Australia

Laboratories Credit Union Limited - offers loans, insurance, saving accounts and financial planning to its members .

Maritime, Mining & Power Credit Union Limited

217 Clarence Street
Level 7
Sydney, New South Wales 2000
Australia

Maritime, Mining & Power Credit Union Limited - Offers loans, insurances, saving accounts, credit card and financial planning.

Northern Inland Credit Union Limited

481 Peel Street
Tamworth, New South Wales 2340
Australia

Northern Inland Credit Union Limited - Offers loans, insurances, saving accounts, credit cards and financial planning.

Featured Listings

  • Community First Credit Union Limited

    Shop P003, Podium Level
    Bankstown, New South Wales 2200
    Australia

    Community First Credit Union is the largest community based

  • Collie Miners Credit Union Ltd

    217 Clarence Street
    Level 7
    Sydney, New South Wales 2000
    Australia

    Collie Miners Credit Union Ltd is a member owned cooperative

  • Australian Mortgage Options

    5 Lime Street
    King Street Wharf Level 3, Suite 323
    Sydney, New South Wales 2000
    Australia

    AMO is one of the leading loans and mortgage brokers in

  • North Brisbane Home Loans

    25 Ferguson Street
    Unit 6 Level 1
    Albany Creek, Queensland 4035
    Australia

    North Brisbane Home Loans is an award winning mortgage

  • Easy Plan Financial Services

    39 Montague Street
    North Wollongong, New South Wales 2500
    Australia

    Easy Plan Financial Services is a Wollongong based financial